Pacific Northwest waterfront

About Peter Scott

A trusted guide through one of retirement's biggest decisions

Peter Scott has spent years helping Washington homeowners 62+ understand their options — clearly, honestly, and without pressure.

Peter Scott, Reverse Mortgage Specialist

Peter Scott

Reverse Mortgage Specialist

NMLS # 2714546

Why I do this work

I have lived in the Pacific Northwest my whole life. After watching family members and friends struggle to make ends meet in retirement despite owning their homes outright, I became passionate about helping seniors understand the financial tools available to them. A reverse mortgage isn't right for everyone — but for the right homeowner, it can be life-changing.

I take the time to walk through every question, every concern, and every scenario before anyone signs anything. My goal is for you to feel completely informed — whether you move forward or not.

I'm licensed in Washington state and serve homeowners throughout the Thurston County area, including Olympia, Lacey, Tumwater, and surrounding communities.

Credentials & licensing

NMLS License

# 2714546

Licensed in

Washington State

Specialty

HUD/FHA Reverse Mortgages (HECM)

Service area

Thurston County & surrounding Washington communities

Brokerage

Broker: Equity Smart Home Loans

Company NMLS: #856170

Equity Smart Home Loans

What you can expect from me

No pressure, ever

I'll never push you toward a decision. My job is to give you the information you need — the rest is entirely up to you.

Plain-English explanations

Reverse mortgages have a reputation for being complicated. I make it my mission to explain every detail in language that actually makes sense.

Responsive and available

You'll always be able to reach me directly. No call centers, no runaround — just a straightforward conversation.

Ready to learn more?

Start with the free Reverse Mortgage Q&A Guide — 10 common questions answered in plain English.

Peter Scott Home Loans

Helping Washington homeowners understand their options and make confident decisions about reverse mortgages.

NMLS # 2714546
Broker: Equity Smart Home LoansCompany NMLS: #856170
Equity Smart Home Loans

Contact

(360) 524-2551
Serving Olympia, Lacey, Tumwater,
and surrounding Washington state

© 2026 Peter Scott Home Loans. All rights reserved. Licensed Mortgage Broker, NMLS # 2714546. Broker: Equity Smart Home Loans, Company NMLS: #856170. Peter Scott is a licensed mortgage broker in the state of Washington. Equal Housing Lender. This is not a commitment to lend. Reverse mortgage products are subject to eligibility requirements. Consult a financial advisor before making any decisions.

Visit equitysmartloans.com. Rates, Fees and Programs are subject to change without notice. This is not a guarantee or a commitment to lend. Some products may not be available in all states. Not all applicants qualify for financing, subject to review of credit/collateral. Equity Smart Home Loans NMLS#: 856170 DRE#: 01906808 Headquarters: 1499 Huntington Dr Suite 500, South Pasadena, CA 91030, (323) 258-4317 Licensed by applicable state regulatory agencies. Loans made or arranged in California pursuant to a California Financing Law license.

Equal Housing Lender